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  • High Interest Rate Reduction (if you have an interest rate on your car loan between 15-30% you may qualify for a lower rate car loan)
  • Good Job-Bad Credit (this program is for people who have a good job but bad credit)
  • Vehicle Exchange Program (this program is for people who owe less than $4000. Get new car with $0 down)


The Car Man's 
Top 10 Specialties

      1-Upside down car loans
      2-Upgrading you to a better car
      3-Rebuilding your credit
      4-People turned down previously
      5-Lowering high rates on car loans
      6-Getting out of lease early
      7-People who are self-employed
      8-Getting cosigners of a loan
      9-Getting cars for 1st time buyers
     10-Treating every client with respect

HomeThe Car ManTestimoniesF.Y.I.Bad Credit

700 and Above – Very good to excellent

680 to 699 – This credit score puts you in the ” Good / Fair” category. That one point between good and very good to excellent credit generally makes little difference to lenders.

620 to 679 – If your credit score falls into this range, you fall into the “Okay” category. The closer your score is to 679, the better. 620 is considered to be a “par” credit rating.

580 to 619 – While you aren’t in the “Bad” category yet, you are teetering on the edge if your credit score falls in this range. 620 is the prime rate cut-off.

500 to 580 – You can still get credit in this scoring range. More information may be required.

499 and below – Yes, even with as score of 499 or below you can still be extended credit. More information may be required.
What would you tell people about your experience with The Car Man ?
That he sent me to a gentleman that helped my family and I got into a much better vehicle with an affordable payment.The Car Man did exactly what he said He would do and we are satisfied and happy. EKB 2014
What would you tell people about your experience with The Car Man ?
After listening for years we finally made a commitment to see what all the fuss was about. Well,he earned our business for future cars to come. He went above and beyond to get the job done. Thank you Car Man from the bottom of our hearts. TERRY 2014
What would you tell people about your experience with The Car Man ? 
Buying experience was too easy, went to price a car and ended up driving home with a great car the same day. BRAD
What would you tell people about your experience with The Car Man ?
This was the absolute best car buying experience that I have ever had. I share my experience with six of my friends and church members. I have my peace back. JK
Bought 2014 Chevy IMPALA LT
What car buyers are saying about The Car Man
The process was so easy that it was unbelievable. The Car Man truly helped me with no money out of my pocket. I took bus to dealership and drove home WOW !
Gabby 2014
Purchased 2014 Nissan
live interview
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  More today than ever before, our increasingly tight credit market demands a high credit score. Why? Over three quarters of all lenders use credit scores when approving loans or credit. The importance of your credit score doesn't end there. 
  It's also used to determine your interest rate, the amount of your down payment and the variety of mortgage types available to you if you're buying a house, your ability to get a car loan, the premium on your auto or homeowner's insurance, and even your ability to get a job. 
  For example, some insurers are using low credit scores as indicators to identify individuals they believe are more likely to make claims against their insurance policies.
  Last, but not least, if you have a low credit score, you'll pay a higher interest rate on bank loans and credit cards, and may even see your credit limit decreased.
Andrea Bryant
Certified Credit Consultant
Improve your credit score with a free confidential consultation
  • Detroit-  (313) 363-4487
  • Las Vegas- (702) 781-1493
​Testimony from satisfied customer
My credit score went from a 586 to a 748 allowing me to purchase a new car with no money down and a very low monthly payment!” 
  ~ Bryan Fallucca, Ft. Lauderdale, FL

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