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Actual True Car Situations that I deal with on a daily basis
  • High Interest Rate Reduction (if you have an interest rate on your car loan between 15-30% you may qualify for a lower rate car loan)
  • Good Job-Bad Credit (this program is for people who have a good job but bad credit)
  • One and Done (this program is for people who have less than 1 year to pay on  their loan)
  • Under $7000 (this program is for people who owe under $7000)
  • Black Box Program (this program is for people who have the GPS cutoff device on their car car)                     

​REVIEW ALL PROGRAMS



The Car Man specialties :
  • Upside Down Car Loans
  • Upgrading you to a better car
  • Using your car payment history as your  credit
  • People who have been turned down by other dealers
  • People who are paying higher than normal car payments
  • People who have weekly and bi-weekly car payments

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 CAR BUYING PROGRAMS

Actual True Car Situations that I deal with on a daily basis

Recently Satisfied Customer

by The Car Man on 05/06/14

Sometimes I'm amazed at the type of loans that some people have . And whats even more amazing is that I am still able to get them better cars and better finance terms. This lady in question had a PT Cruiser with over 100k miles. And she was upside down by $8000, which in most cases is impossible to do, but working with the right dealership and finding the right car with a few dollars from her she was able to get a brand new 2014 Dodge Avenger with a lower interest rate. This is one that I am proud of. I believe there is an opportunity for everyone, it is just a matter of working the deal the right way.

700 and Above – Very good to excellent

680 to 699 – This credit score puts you in the ” Good / Fair” category. That one point between good and very good to excellent credit generally makes little difference to lenders.

620 to 679 – If your credit score falls into this range, you fall into the “Okay” category. The closer your score is to 679, the better. 620 is considered to be a “par” credit rating.

580 to 619 – While you aren’t in the “Bad” category yet, you are teetering on the edge if your credit score falls in this range. 620 is the prime rate cut-off.

500 to 580– You can still get credit in this scoring range. More information may be required.

499 and below – Yes, even with as score of 499 or below you can still be extended credit. More information may be required.
Recent Satisfied Car Man Show Listeners
Letter from Satisfied Customer Jan 4th, 2013
When looking for a car, dealerships and car salesmen can be very intimidating.  As a consumer I’m always concerned about getting the best deal especially in this economy.  I've experienced the good, the bad and the ugly as it relates to buying a new car; because of this fact, there was no doubt in my mind that I needed to reach out to the CARMAN for his expertise on my next car purchase.

The Carman took the time to find out exactly what I wanted and what’s important to me, he then set out to help me find what I was looking for.   When we arrived at the dealership, his presence at alone changed the entire encounter with the car salesman and dealership. From the inception, the Carman gave me world class customer service!   This is a very important factor for me. The icing on the cake was feeling like I had a secret weapon that no one else in the dealership had!  I looked around at the distressed faces of so many potential buyers and it made me even more grateful to have the Carman by my side, advising me throughout the entire process.  

 I would recommend his services to anyone who’s looking for a world class car buying experience.  

Thank you Carman for all of your help!! 



Where is your credit score ?
Attention Women Car Buyers:
Buy The Car Man's Book
 Women Car buying Secrets
"everything a woman needs to know in purchasing a car without the help of a man"




Email from recently Satisfied Customer. 6/1/14

 ​I would like to thank the Car Man for making the purchase of my car painless. I am very happy and excited with my car buying experience. When I contacted the him for help.He was very professional and knowledgeable. 
 I didn't feel that I was being robbed disrespected or exploited. When I made my purchase transaction. Everything was upfront and sincere. No gimmick games or tricks. A very pleasant experience.
 The entire experience was successful. I would highly recommend the Car Man if you are in the market for purchasing a new or used car. If the Car Man can'T help you. I doubt if anyone can. I'm glad I made the call. I feel so much better.
Satisfied Customer
Opal.I